With the holidays right around the corner, many people are looking for ways to better manage and save their money. After all, the holidays are a time for celebration and spending time with loved ones, not getting yourself into debt! We have compiled a list of our top money saving tips to help you budget for the holidays.

Order online

Ordering online is convenient and a great way to avoid busy shopping centers! It is an easy way to complete price comparisons; eliminate sales pressure and help you stick to your budget.  Tip: always ensure you are ordering from a trusted source!

Be thrifty

Be sure to start your holiday purchasing early and plan your shopping list beforehand! To save money, take advantage of sales including Amazon Prime Day, Black Friday and Cyber Monday. Tip: get in the habit of going through flyers to get the most out of your money!

Stick to your budget:

Do yourself a favour and don’t go over your budget. By creating a strategic budget before going ahead with your holiday shopping, you can avoid any impulsive purchases. Save yourself from the future debt stress! Tip: download a free budget-tracking app and connect it to your back accounts to keep your spending in check!

Get Crafty

Holidays are typically a very expensive time! Its important to remember that its unnecessary to spend an excessive amount on gifts. Handmade gifts are always very appreciated and will help save you money. Tip: check out Pinterest for tons of inspiration and DIY projects!

Give the gift of time

It is important to remember that the holidays are not solely about buying gifts! Instead of purchasing gifts for your loved ones, consider spending quality time with your friends and family. Tip: split the cost of hosting a dinner for a family in need to double the amount of joy spread during the holidays!

Remember the holidays are a time for creating memories, not over spending. Be sure to plan ahead to save money and maximize the pay-off!